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  Derby - Main Bank
1033 N. Buckner
PO Box 330
Derby, KS 67037
316-788-1111
 
Derby - Rock Road
601 N. Rock Road
PO Box 330
Derby, KS 67037
316-788-2222
El Dorado - West Central
225 Village Road
PO Box 950
El Dorado, KS 67042
316-321-1500
Augusta
2330 Ohio
PO Box 200
Augusta, KS 67010
316-775-2200
 
 

Banking FAQ

Q Are Verus Bank deposit accounts FDIC insured?
A Yes! Each individual customer at Verus Bank is insured by the FDIC up to $250,000.

Q How do I set up Direct Deposit of my payroll check?
A After you have opened your Verus Bank checking account, you will receive Verus Bank's routing and transit number as well as your account number. If your employer participates in a direct deposit program, simply provide this information to the human resources or payroll department at your company and your direct deposit will usually begin within thirty days.

Q How do I set up Direct Deposit of my Social Security check?
A After you have opened your Verus Bank checking account, you will receive Verus Bank's routing and transit number as well as your account number. Simply call 1-800-772-1213 and have your social security number and account information available to set up your direct deposit right over the phone.

Q Are wire transfers possible to and from my Verus Bank checking account?
A Yes! Funds can be transferred to and from Verus Bank accounts by wire transfer. Visit any one of our locations to wire funds. You will need to provide the bank with the name and address of the account holder you wish to wire funds to, the name and address of their bank, their bank's ABA/Routing and Transit number, and their bank account number.

Q Can I get information about my account by phone?
A Yes! Verus Bank has two ways of serving you by phone. By calling 788-1111, 321-1500, or 775-2200 during normal office hours, you can speak with a customer service representative who will be happy to review your account with you and answer your questions. You can also reach Verus Phone Banking, our 24 hour automated voice response system at 877-273-2137.

Q Is interest paid on any of the Verus Bank checking accounts?
A Yes! We have several checking accounts that pay interest. Visit our Personal Finance and Business Services sections of our web site for details.

Q Can I conduct all of my banking with Verus Bank?
A Thanks to the convenience of Direct Deposit, Online Banking, Verus Phone Banking, and ATMs, everyday banking activities can be performed from the comfort of your own home. Contact us with questions about your banking needs.

Q Can I look at all of my transactions at any time?
A Yes! With Online Banking, you have access to your account information 24 hours a day, 7 days a week!

Q Can I pay my bills online?
A Yes, through our Online Bill Pay service you have the convenience of paying all of your bills through one secure location.


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Online Banking | Personal Finances | Business Services | Mortgage Services | About Us | Contacts | Privacy Policy | Credits

NOTICE OF EXPIRATION OF THE TEMPORARY FULL FDIC INSURANCE COVERAGE FOR NONINTEREST-BEARING TRANSACTION ACCOUNTS By operation of federal law, beginning January 1, 2013, funds deposited in a noninterest-bearing transaction account (including an Interest on Lawyer Trust Account) no longer will receive unlimited deposit insurance coverage by the Federal Deposit Insurance Corporation (FDIC). Beginning January 1, 2013, all of a depositor's accounts at an insured depository institution, including all noninterest-bearing transaction accounts, will be insured by the FDIC up to the standard maximum deposit insurance amount ($250,000), for each deposit insurance ownership category.

V-Rewards Checking Member FDIC. Reward rates of 1.75% Annual Percentage Yield (APY) paid on balances between one penny and $10,000, and 0.10% APY paid on all amounts above $10,000 each cycle the minimum qualifications are met. If you do not meet the qualifications per cycle, your account will still function as a free checking account earning a Base Rate of 0.05% APY, however, it will not receive ATM fee refunds for that time period. Rates as of January 19, 2013. We may change the interest rate and APY at any time after the account is opened. No minimum balance required. However, you must deposit $100 to open this account. Available to personal accounts only. No monthly service charge.

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Verus Bank does not endorse or guarantee the products, information, or recommendations provided by linked Web sites. Verus Bank is not liable for any failure of products or services advertised on these sites. Third party sites may have a privacy policy that is different from that of Verus Bank. Any linked third party Web sites may provide less security than the Verus Bank Web site.