Verus Bank

Free Business Checking
Commercial Checking
Business Interest Checking
Non-Profit Checking

Business Interest Checking*

The interest checking account that takes you a little farther. If you keep a higher balance, this is interest checking for you.

No maintenance fee if you maintain $1,000 daily minimum or $2,500 average daily balance (If below, $8 fee)
Earns interest based on tiered rates
Imaged checks included with your statement
$1,000 initial deposit

Rates effective as of: 01/02/09
	Interest Rate	Annual Percentage Yield
$0 - 4,999.99	.10	.10
$5,000.00 - 9,999.99	.15	.15
$10,000.00 - 24,999.99	.15	.15
$25,000.00 - 49,999.99	.15	.15
$50,000.00 - 99,999.99	.20	.20
$100,000.00+	.20	.20

We use the daily-balance method to calculate the interest on your account. This method applies a daily periodic rate to the principal in the account each day. The rate on your account is determined at bank discretion and may change daily. The period we use is a statement cycle and interest begins to accrue no later than the business day we receive credit for the deposit of non-cash items. Interest will be compounded and credited to your account each statement cycle. Fees could reduce earnings.

*Federal law permits us to offer this account to only sole-proprietorships and to non-profit entities.

Derby -
Main Bank
1033 N. Buckner
PO Box 330
Derby, KS 67037
316-788-1111

Derby -
Rock Road
601 N. Rock Road
PO Box 330
Derby, KS 67037
316-788-2222

El Dorado -
West Central
225 Village Road
PO Box 950
El Dorado, KS 67042
316-321-1500

El Dorado -
Downtown
640 N. Main
PO Box 950
El Dorado, KS 67042
316-322-9200

Augusta
2330 Ohio
PO Box 200
Augusta, KS 67010
316-775-2200