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  Derby - Main Bank
1033 N. Buckner
PO Box 330
Derby, KS 67037
316-788-1111
 
Derby - Rock Road
601 N. Rock Road
PO Box 330
Derby, KS 67037
316-788-2222
El Dorado - West Central
225 Village Road
PO Box 950
El Dorado, KS 67042
316-321-1500
Augusta
2330 Ohio
PO Box 200
Augusta, KS 67010
316-775-2200
 
 

 

To protect your account, we monitor your ATM and debit card transactions for potentially fraudulent activity which may include a sudden change in locale (such as when a US-issued card is used unexpectedly overseas), a sudden string of costly purchases, or any pattern associated with new fraud trends around the world.

If we suspect fraudulent ATM or debit card use, we'll be calling you to validate the legitimacy of your transactions. Your participation in responding to our call is critical to prevent potential risk and avoid restrictions we may place on the use of your card.

  • Our automated call will ask you to verify recent transaction activity on your card.
  • You'll be able to respond via your touch tone keypad.
  • You'll also be provided a toll-free number to call should you have additional questions.

Our goal is to minimize your exposure to risk and the impact of any fraud. To ensure we can continue to reach you whenever potential fraud is detected, please keep us informed of your correct phone number and address at all times.

In the meantime, please be diligent in monitoring transaction activity on your account and contact us immediately if you identify any fraudulent transactions.

   
Unless absolutely required for a legitimate business purpose, avoid giving out your
  • Address and Zip code
  • Phone number
  • Date of birth
  • Social Security Number
  • Card or account number
  • Card expiration date
In stores and at ATMs, always cover your card and PIN, and watch for
  • Cell phone cameras, mirrors, or other tools used to view cards and PINs
  • People watching your transactions
  • Cashiers taking your card out of sight; take it to the register yourself
  • Any unusual activity at ATMs; if you feel uncomfortable, go to another ATM
Online, you should never respond to unsolicited emails that
  • Ask you to verify your card or account number; these are not sent by legitimate businesses
  • Link to sites; these can look legitimate but may collect data or put spyware on your computer
 
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NOTICE OF EXPIRATION OF THE TEMPORARY FULL FDIC INSURANCE COVERAGE FOR NONINTEREST-BEARING TRANSACTION ACCOUNTS By operation of federal law, beginning January 1, 2013, funds deposited in a noninterest-bearing transaction account (including an Interest on Lawyer Trust Account) no longer will receive unlimited deposit insurance coverage by the Federal Deposit Insurance Corporation (FDIC). Beginning January 1, 2013, all of a depositor's accounts at an insured depository institution, including all noninterest-bearing transaction accounts, will be insured by the FDIC up to the standard maximum deposit insurance amount ($250,000), for each deposit insurance ownership category.

V-Rewards Checking Member FDIC. Reward rates of 1.75% Annual Percentage Yield (APY) paid on balances between one penny and $10,000, and 0.10% APY paid on all amounts above $10,000 each cycle the minimum qualifications are met. If you do not meet the qualifications per cycle, your account will still function as a free checking account earning a Base Rate of 0.05% APY, however, it will not receive ATM fee refunds for that time period. Rates as of January 19, 2013. We may change the interest rate and APY at any time after the account is opened. No minimum balance required. However, you must deposit $100 to open this account. Available to personal accounts only. No monthly service charge.

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Verus Bank does not endorse or guarantee the products, information, or recommendations provided by linked Web sites. Verus Bank is not liable for any failure of products or services advertised on these sites. Third party sites may have a privacy policy that is different from that of Verus Bank. Any linked third party Web sites may provide less security than the Verus Bank Web site.