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Telephone Numbers and Addresses

Derby Main - Main Bank
1033 N. Buckner
P.O. Box 330
Derby, KS 67037
Main Line 316-788-1111
24-Hour Banking 877-273-2137

Derby - Rock Road
601 N. Rock Road
P.O. Box 330
Derby, KS 67037
Main Line 316-788-2222
24-Hour Banking 877-273-2137

El Dorado - West Central
225 Village Road
P.O. Box 950
El Dorado, KS 67042
Main Line 316-321-1500
24-Hour Banking 877-273-2137

Augusta
2330 Ohio
P.O. Box 200
Augusta, KS 67010
Main Line 316-775-2200
24-Hour Banking 877-273-2137



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NOTICE OF EXPIRATION OF THE TEMPORARY FULL FDIC INSURANCE COVERAGE FOR NONINTEREST-BEARING TRANSACTION ACCOUNTS By operation of federal law, beginning January 1, 2013, funds deposited in a noninterest-bearing transaction account (including an Interest on Lawyer Trust Account) no longer will receive unlimited deposit insurance coverage by the Federal Deposit Insurance Corporation (FDIC). Beginning January 1, 2013, all of a depositor's accounts at an insured depository institution, including all noninterest-bearing transaction accounts, will be insured by the FDIC up to the standard maximum deposit insurance amount ($250,000), for each deposit insurance ownership category.

V-Rewards Checking Member FDIC. Reward rates of 1.75% Annual Percentage Yield (APY) paid on balances between one penny and $10,000, and 0.10% APY paid on all amounts above $10,000 each cycle the minimum qualifications are met. If you do not meet the qualifications per cycle, your account will still function as a free checking account earning a Base Rate of 0.05% APY, however, it will not receive ATM fee refunds for that time period. Rates as of January 19, 2013. We may change the interest rate and APY at any time after the account is opened. No minimum balance required. However, you must deposit $100 to open this account. Available to personal accounts only. No monthly service charge.

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