Verus Bank

Consumer Loans
Mortgages
Home Equity Lines of Credit
Second Mortgage
Construction
Investment Property

Mortgage Loan Application Checklist

To design the best loan program for you and quickly respond to your credit request, please forward the following information immediately upon submitting your application.

YOUR APPLICATION CANNOT BE CONSIDERED COMPLETE UNTIL THE APPROPRIATE ITEMS BELOW ARE SUBMITTED:

Paycheck stubs for most recent 30-day period.
All W-2's received for the past two tax years.
For any liquid assets (checking, savings, CD's, money markets, mutual funds, retirement, stocks, bonds, etc.), account statements for most recent two month period.
If purchasing, signed purchase contract, including any amendments, addendums, etc.
Federal Income Tax returns (if self-employed) for the past two tax years, including all pages and schedules. Include business returns, if applicable.
If self-employed, signed year-to-date Financial Statement and Profit and Loss Statement on business. (statements must be current within 60 days of application)
Copy of previous appraisal report. (If available)
Cost estimates for proposed home improvements (Home Improvement Loans Only).

Derby -
Main Bank
1033 N. Buckner
PO Box 330
Derby, KS 67037
316-788-1111

Derby -
Rock Road
601 N. Rock Road
PO Box 330
Derby, KS 67037
316-788-2222

El Dorado -
West Central
225 Village Road
PO Box 950
El Dorado, KS 67042
316-321-1500

El Dorado -
Downtown
640 N. Main
PO Box 950
El Dorado, KS 67042
316-322-9200

Augusta
2330 Ohio
PO Box 200
Augusta, KS 67010
316-775-2200