Verus Bank

Personal Checking Account Interest Rates

Personal Checking Accounts

What shape is right for you? With a menu of options, Verus Bank allows you to choose the shape of your checking account -- whether it's an account that pays you interest, returns images of your cancelled checks, or both. Take a look, and then give us a call.

	V-Rewards Checking	Verus Plus Checking	Verus Checking	Interest Checking	Flight One Checking (Age to qualify - 50)
Interest bearing	Yes	Yes	No	Yes	No
Free Online Banking	Yes	Yes	Yes	Yes	Yes
Free Bill Pay	Yes	Yes	Yes	Yes	Yes
ATM Fee Refunds	Yes *
Free Debit Card	Yes	Yes	Yes	Yes	Yes
Unlimited checks and withdrawals	Yes	Yes	Yes	Yes	Yes
24-Hour Banking	Free	Free	Free	Free	Free
Direct Deposit	Optional	Required	Optional	Optional	Optional
Electronic Statement	Required	Optional	Optional	Optional	Optional
Check Image Retention	Required	Required	Required	Optional	Optional
Check Images Returned	No	No	No	Yes	Yes
Minimum deposit required to open account	$100	$100	$100	$1,000	$100
Minimum balance required to avoid maintenance fee	not applicable	not applicable	not applicable	$1,000 daily or $2,500 monthly average	$100 minimum daily balance
Monthly maintenance fee if below minimum balance	not applicable	not applicable	not applicable	$8	$5
Other benefits	*Qualifications for Reward Rate and ATM Fee Refunds: 1) Make 12 Debit Card Purchases 2) Set up 1 direct deposit or auto debit 3) Receive electronic statement	Eligible for four (4) service charge free ATM withdrawals per statement cycle if a $5,000 combined balance is maintained (includes loans, savings, CD's and IRA accounts). A surcharge may still apply if assessed by the owner of the ATM. All ATM transactions conducted at Verus Bank's ATMs are free to account holders.			Free ATM usage (no balance requirement), free cashier's checks and money orders, free club checks, 50% discount on other check styles, free overdraft protection, safe deposit box discount
The rate on the Verus Plus Checking and Interest Checking accounts is determined at bank discretion and may change daily. We use the daily balance method to calculate interest on the account. The period we use is the statement cycle. The interest will be compounded and credited to the account each statement cycle. Interest begins to accrue on the business day you deposit noncash items (for example, checks). Fees could reduce earnings.

Ready to open your Verus Bank checking account? Call us for details.

Derby -
Main Bank
1033 N. Buckner
PO Box 330
Derby, KS 67037
316-788-1111

Derby -
Rock Road
601 N. Rock Road
PO Box 330
Derby, KS 67037
316-788-2222

El Dorado -
West Central
225 Village Road
PO Box 950
El Dorado, KS 67042
316-321-1500

El Dorado -
Downtown
640 N. Main
PO Box 950
El Dorado, KS 67042
316-322-9200

Augusta
2330 Ohio
PO Box 200
Augusta, KS 67010
316-775-2200