Personal Checking Account Interest Rates
V-Rewards Checking *
Rates effective as of:
01/02/09 |
| |
Interest Rate |
Annual Percentage Yield |
| Reward Rate |
|
|
| $0 - $25,000.00 |
4.89 |
5.00 |
| $25,000.01 + |
0.99 |
1.00 |
| Base Rate |
|
0.25 |
Reward Rate Qualifications:
Make 12 Debit Card Purchases
Set up 1 Direct Deposit or Automatic Debit From Your Account
Enroll and Receive Electronic Statement
Verus-Plus Checking**
Rates effective as of:
01/02/09 |
| Interest Rate |
Annual Percentage Yield |
| 0.15 |
0.15 |
Requires direct deposit
No minimum balance required
Unlimited withdrawals and checks
No monthly maintenance fee
Check image retention required
$100 initial deposit
To open your account, call for details.
Interest Checking**
Rates effective as of:
12/26/08 |
| |
Interest Rate |
Annual Percentage Yield |
| $0 - 4,999.99 |
0.10 |
0.10 |
| $5,000.00 - 9,999.99 |
0.15 |
0.15 |
| $10,000.00 - 24,999.99 |
0.15 |
0.15 |
| $25,000.00 - 49,999.99 |
0.15 |
0.15 |
| $50,000.00 - 99,999.99 |
0.20 |
0.20 |
| $100,000.00+ |
0.20 |
0.20 |
No monthly maintenance fee when minimum daily balance of $1,000 or average daily balance of $2500 is maintained ($8 fee if below)
Unlimited withdrawals and checks
Imaged checks included with your statement
To open your account, call for details.
* Patent Pending, BancVue, LTD. Reward Rate 5.00% APY paid on balances between one penny and $25,000, and 1.00% APY paid on all amounts above $25,000 each cycle the minimum qualifications are met. If you do not meet the qualifications per cycle, your account will still function as a free checking account earning Base Rate 0.25% APY; however, it will not receive ATM fee refunds for that time period.
* * We use the daily-balance method to calculate interest on your account. This method applies a daily periodic rate to the principal in the account each day. The rate on your account is determined at bank discretion and may change daily. The period we use is a statement cycle and interest begins to accrue no later than the business day we receive credit for the deposit of non-cash items. Interest will be compounded and credited to your account each statement cycle. Fees could reduce earnings. |
|
