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Mortgage Rates



Rates effective as of:
11/19/08
Term Rate APR Points
30 Year 6.000 6.034 0.000
15 Year 6.000 6.058 0.000
FHA / VA 6.000 6.392 0.000


The above rates assume a credit score over 700 and first mortgage only with a loan amount of $100,000 to $417,000 for a single family home that is owner occupied with at least a 20% down payment and the rate is locked for 30 days.


Your actual rate may be different depending upon your needs, down payment, income qualification, and credit qualification.


Interest Rates, Annual Percentage Rates (APRs), and Points are subject to change without notice.


The final APR will vary based on your loan amount and finance charges.





Other Programs Available

 

First Time Home Buyer who Income Qualify

MRBP Down Payment / Closing Cost Assistance of 4%

KHRC State Grant Money of 15 - 20%

 

Reverse Mortgages

For Home Owners over the age of 62 with Plenty of Equity in their home

Home Owner Counseling is Required

 

Adjustable Rates Mortgages

3/1 - 5/1 - 7/1

 

Government Insured Loans

FHA 3% down

VA 0% down

 



Call your Loan Officer for Current Rate Quotes

 







Locations Derby -
Main Bank

1033 N. Buckner
PO Box 330
Derby, KS 67037
316-788-1111
Derby -
Rock Road

601 N. Rock Road
PO Box 330
Derby, KS 67037
316-788-2222
El Dorado -
West Central

225 Village Road
PO Box 950
El Dorado, KS 67042
316-321-1500
El Dorado -
Downtown

640 N. Main
PO Box 950
El Dorado, KS 67042
316-322-9200
Augusta
2330 Ohio
PO Box 200
Augusta, KS 67010
316-775-2200



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