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Personal Login
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Business Login

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Derby - Main Bank
1033 N. Buckner
PO Box 330
Derby, KS 67037
316-788-1111
Derby - Rock Road
601 N. Rock Road
PO Box 330
Derby, KS 67037
316-788-2222
El Dorado - West Central
225 Village Road
PO Box 950
El Dorado, KS 67042
316-321-1500
Augusta
2330 Ohio
PO Box 200
Augusta, KS 67010
316-775-2200
 
 

Online Banking - Personal

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Online Banking FAQ

Q How do I access Online Banking?
A Simply click on the Login link on any of our Web pages.

Q How do I sign up for Online Banking?
A Click on the Login button then "Apply" and complete the First Time User Information.

Q How frequently is my Verus Bank information updated?
A You will have "real time" viewing of your transactions as they occur.

Q Can I look at all of my transactions at any time?
A Yes, with Online Banking, you have access to your account information 24 hours a day, 7 days a week!

Q Can I look at past transactions?
A Yes, with Online Banking, you have access to the previous two statements on your account.

Q Are there fees associated with Online Banking?
A Our Online Banking, including the ability to complete transfers, view check images, run reports, inquire on history, and access to statement information, is absolutely free.

Q Can I pay my bills online?
A Yes, through our Online Bill Pay service you have the convenience of paying all of your bills through one secure location.

 

Security FAQ

Q I'm still hesitant about banking online. Can other people see my account information?
A Your account information is just as secure as it is at your physical brick and mortar bank. We've taken every step possible to be sure our system meets the latest security standards, including using the latest security encryption methods and software.

Q What about filling applications out online? How secure is that?
A Filling out applications online is as secure as the Online Banking System. Your entire session, from beginning to end, is encrypted. Our system supports 128-bit encryption, so you can also use the latest browser from Netscape or Microsoft that supports this security level. In fact, the highest encryption Netscape and Microsoft browsers support is 128-bit, so you will be using the highest bit encryption currently available if you use a 128-bit encryption capable browser.

Q I keep hearing a lot about encryption? What exactly is it, and why does it make everything more secure?
A Encryption is basically a way to rewrite something in a code which can then be decoded later with the right key. The encryption we use employs a mathematical process for the key which is made up of a certain number of bits (hence, 128-bit encryption). The higher the number of bits, the better the encryption. While using our Online Banking System, all communication from you to the system and from the system to you is encrypted using a maximum of 128 bits. In other words, when you send information to the system, your browser encrypts it using a 128-bit key, then sends it to the system. The system then decodes the information you sent it using the key (which is predetermined when your Online Banking session is started) and processes it.

Q What about information that is stored? Is it encrypted as well?
A Information stored on our system is also encrypted using at least 128 bits.

Q I'd like to know more about the security methods you have implemented. Where can I read more?
A For a more detailed description of the security features in our Online Banking System, please see our Online Banking System Security Overview.

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Online Banking | Personal Finances | Business Services | Mortgage Services | About Us | Contacts | Privacy Policy | Credits

NOTICE OF EXPIRATION OF THE TEMPORARY FULL FDIC INSURANCE COVERAGE FOR NONINTEREST-BEARING TRANSACTION ACCOUNTS By operation of federal law, beginning January 1, 2013, funds deposited in a noninterest-bearing transaction account (including an Interest on Lawyer Trust Account) no longer will receive unlimited deposit insurance coverage by the Federal Deposit Insurance Corporation (FDIC). Beginning January 1, 2013, all of a depositor's accounts at an insured depository institution, including all noninterest-bearing transaction accounts, will be insured by the FDIC up to the standard maximum deposit insurance amount ($250,000), for each deposit insurance ownership category.

V-Rewards Checking Member FDIC. Reward rates of 1.75% Annual Percentage Yield (APY) paid on balances between one penny and $10,000, and 0.10% APY paid on all amounts above $10,000 each cycle the minimum qualifications are met. If you do not meet the qualifications per cycle, your account will still function as a free checking account earning a Base Rate of 0.05% APY, however, it will not receive ATM fee refunds for that time period. Rates as of January 19, 2013. We may change the interest rate and APY at any time after the account is opened. No minimum balance required. However, you must deposit $100 to open this account. Available to personal accounts only. No monthly service charge.

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Verus Bank does not endorse or guarantee the products, information, or recommendations provided by linked Web sites. Verus Bank is not liable for any failure of products or services advertised on these sites. Third party sites may have a privacy policy that is different from that of Verus Bank. Any linked third party Web sites may provide less security than the Verus Bank Web site.