HAVE YOU EVER . . .
- Made a mistake in your checkbook?
- Forgotten to record a deposit? A purchase? A withdrawal? A check order?
- Had to "guess" at what transactions a joint owner has made?
- Had a transaction denied or turned down at checkout?
- Had the embarrassment and expense of a returned check?
We cannot promise or
guarantee
these things will never happen. What we can do is...
Rather than automatically returning unpaid all insufficient funds items than you may have, we will consider, without obligation on our part, payment of your reasonable overdrafts up to your assigned ODP Limit. You do not have to apply for this service and you do not need to sign any additional documents. It is already a part of your checking account agreement with us. With some exceptions, most of our checking account types are eligible for this service.
If you use the ODP service, you will be charged our customary fees. If you do not use the ODP service, it costs you nothing.
ODP CAN MEAN . . .
- You may avoid high charges from merchants from returned checks
- You may avoid the embarrassment and inconvenience of denied purchases and dishonored checks
- Payment of your occasional and inadvertent overdrafts up to your assigned ODP limit will normally be considered. This limit includes our customary fees. Our fees will be added to any outstanding overdrafts you may have and will be applied against your ODP limit
Of course, we can't promise to pay every overdraft and we are never obligated to pay your overdrafts, even if your account is in good standing and even though we may have previously paid overdrafts for you.
If you have questions concerning the ODP service, please contact a Customer Service Representative at one of our locations. |
