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  Derby - Main Bank
1033 N. Buckner
PO Box 330
Derby, KS 67037
316-788-1111
 
Derby - Rock Road
601 N. Rock Road
PO Box 330
Derby, KS 67037
316-788-2222
El Dorado - West Central
225 Village Road
PO Box 950
El Dorado, KS 67042
316-321-1500
Augusta
2330 Ohio
PO Box 200
Augusta, KS 67010
316-775-2200
 
  Personal Savings Accounts


Regular Savings
Rates effective as of: 03/03/14
  Interest Rate Annual Percentage Yield
$0 - 4,999.99 .10 .10
$5,000.00 - 9,999.99 .10 .10
$10,000.00 - 24,999.99 .10 .10
$25,000.00 - 49,999.99 .10 .10
$50,000.00 - 99,999.99 .10 .10
$100,000.00+ .10 .10

  • No monthly maintenance fee when a minimum daily balance of $100 is maintained.
    ($3 if below)
  • Receive three withdrawals/debits each month at no charge.
    ($1 fee for each withdrawal/debit in excess of three.)
  • Minimum balance not required for anyone under the age of 18.
  • Fees could reduce earnings.
  • Verus Bank may change the interest rate and APY at any time after the account is opened.
To open your account, call for details.


Money Market
Rates effective as of: 03/03/14
  Interest Rate Annual Percentage Yield
$0 - 4,999.99 .15 .15
$5,000.00 - 9,999.99 .15 .15
$10,000.00 - 24,999.99 .15 .15
$25,000.00 - 49,999.99 .15 .15
$50,000.00 - 99,999.99 .15 .15
$100,000.00+ .15 .15

  • No monthly maintenance fee when minimum daily balance of $1,000 or average daily
    balance of $2500 is maintained.
  • Should the balance fall below both the minimum balance requirements, there will be a
    $5 monthly maintenance fee.
  • Receive six withdrawals/debits each month at no charge. A $2 fee will apply for each withdrawal/debit in excess of six.
  • Fees could reduce earnings.
  • Verus Bank may change the interest rate and APY at any time after the account is opened.

To open your account, call for details.


Certificates of Deposit

Verus Bank offers Certificates of Deposit ranging from 91 days to 5 years in maturity. Our Certificates of Deposit may be opened with a minimum deposit of $1,000. You may choose a short term Certificate of Deposit or lock in an attractive rate for a longer period of time.

Rates effective as of: 03/03/14
CD Term Interest Rate Annual Percentage Yield
12 Months .10 .10
18 Months .10 .10
24 Months .15 .15
36 Months .20 .20
48 Months .20 .20
60 Months .20 .20


* Denotes current specials

A penalty may be imposed for early withdrawal.

To open your account, call for details.


Individual Retirement Account

Verus Bank offers a variety of IRA options ranging from six months to a maximum of five years. Our IRAs allow you to open with a minimum deposit of $100 and make additional contributions with as little as $25. As a convenience to you, your contributions may be automatically deducted from your checking or savings account.

Rates effective as of: 03/03/14
CD Term Minimum Balance Interest Rate Annual Percentage Yield
12 Months Contributory $100 .10 .10
18 Months Variable $250 .15 .15
18 Months Fixed $250 .10 .10
24 Months $250 .15 .15
36 Months $250 .20 .20
48 Months $250 .20 .20
60 Months $250 .20 .20

 

A penalty may be imposed for early withdrawal.

To open your account, call for details.

 

Untitled Document
Online Banking | Personal Finances | Business Services | Mortgage Services | About Us | Contacts | Privacy Policy | Credits

NOTICE OF EXPIRATION OF THE TEMPORARY FULL FDIC INSURANCE COVERAGE FOR NONINTEREST-BEARING TRANSACTION ACCOUNTS By operation of federal law, beginning January 1, 2013, funds deposited in a noninterest-bearing transaction account (including an Interest on Lawyer Trust Account) no longer will receive unlimited deposit insurance coverage by the Federal Deposit Insurance Corporation (FDIC). Beginning January 1, 2013, all of a depositor's accounts at an insured depository institution, including all noninterest-bearing transaction accounts, will be insured by the FDIC up to the standard maximum deposit insurance amount ($250,000), for each deposit insurance ownership category.

V-Rewards Checking Member FDIC. Reward rates of 1.75% Annual Percentage Yield (APY) paid on balances between one penny and $10,000, and 0.10% APY paid on all amounts above $10,000 each cycle the minimum qualifications are met. If you do not meet the qualifications per cycle, your account will still function as a free checking account earning a Base Rate of 0.05% APY, however, it will not receive ATM fee refunds for that time period. Rates as of January 19, 2013. We may change the interest rate and APY at any time after the account is opened. No minimum balance required. However, you must deposit $100 to open this account. Available to personal accounts only. No monthly service charge.

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Verus Bank does not endorse or guarantee the products, information, or recommendations provided by linked Web sites. Verus Bank is not liable for any failure of products or services advertised on these sites. Third party sites may have a privacy policy that is different from that of Verus Bank. Any linked third party Web sites may provide less security than the Verus Bank Web site.